. <h1 class="text-primary">Insights</h1> <h5>Rethink retirement with confidence<br> &nbsp;</h5> <p>Explore insights, research, and global best practices to build smarter retirement strategies.</p>

Explore insights

GROWTHplus Investment Account now available

GROWTHplus Investment Account now available. <p>Members can now transfer-in existing registered retirement savings to benefit from CAAT’s investment returns.</p>

Learn more here

We believe that everyone deserves a better tomorrow

We believe that everyone deserves a better tomorrow. <p>We make retirement better for Canadians by offering secure workplace pensions and sustainable retirement income for life.</p>

Learn more about our vision

Interested in joining?

A defined benefit (DB) pension plan that's effective for both you and your employees.

A modern pension solution

A modern pension solution

Our defined benefit (DB) pension plan, DBplus, combines the cost certainty employers want with the secure retirement income employees need.

Learn more about our flexible solution
A better pension matters

A better pension matters

A workplace pension can provide employers with a key competitive edge when it comes to the ongoing race for talent.

Learn more about the win-win solution

Information for members

Information for members. <p>As a member of the CAAT Plan, you build your pension while you work, and enjoy the benefits of a secure lifetime pension after you retire.</p>

Know more about your pension.

All about your pension
Pension Estimator

Pension Estimator

Get a snap shot of what retirement looks like for you.

Estimate your pension
Increase your pension

Increase your pension

You may be able to create a larger lifetime income by making a purchase.

Make a purchase
Plan your retirement

Plan your retirement

Whether you're ready to retire, looking to retire early or looking for more information - understand your options.

Plan your retirement
Collecting your pension

Collecting your pension

Learn about the secure, reliable income you have in retirement.

Collecting your pension

CAAT’s member blog, Planner

CAAT’s member blog, Planner. <p>Enjoy helpful reads on topics relating to important chapters of your life, including retirement and beyond.</p>

Read the latest

Employer resources

Employer resources. <p>News, education sessions, and more to help you administer this important employee benefit.</p>

We've got you covered.

Access employer tools
Employer manual

Employer manual

Access the Employer Manual via PAL.

CAAT employer manual
Employer education guide

Employer education guide

Register for upcoming sessions, watch past webinar recordings and access resources.

Visit the guide
Recruitment toolkit

Recruitment toolkit

Use the new and improved Recruitment Toolkit to attract top candidates and position yourself as an employer of choice.

View the toolkit
Employer update sessions

Employer update sessions

Catch up on our past information webinars to stay in the know.

Upcoming sessions

About CAAT

About CAAT. <p>It’s for members. For employers. For lifetime in retirement. Learn about CAAT Pension Plan.</p>

The CAAT goal is simple: provide Canadian workplaces with access to secure, sustainable pensions.

Learn about CAAT Pension Plan
Leadership team

Leadership team

To remain on track and focused on our goals, the Plan relies on the leadership of an accomplished team of professionals.

Meet the leadership team
Did you know?

Did you know?

Learn more about why a defined benefit pension continued to be a Big Deal for members in 2023.

Explore 2023 highlights
Valuation 2024

Valuation 2024

CAAT Pension Plan is 124% funded with over $6 billion in funding reserves.

Valuation 2024
Annual Report

Annual Report

A detailed account of performance and financials.

View the annual report