2023 Year in Review

Did you know that nearly 9 out of 10 retired CAAT members say their pension has a positive impact on their happiness?


Learn how being a member of the CAAT Plan allows you to build a pension-secure future.

Read now

The Plan Ambassador toolkit

Now more than ever, Canadians deserve access to a workplace pension, and we’ve got just the tool to help spearhead that conversation.

Introducing our new Plan Ambassador toolkit packed with resources that empower you to champion DB pensions for Canadians.

View the toolkit

We believe that everyone deserves a better tomorrow

We make retirement better for Canadians by offering secure workplace pensions and sustainable retirement income for life.

Learn more about our vision

Interested in joining?

A defined benefit (DB) pension plan that's effective for both you and your employees.

Three employees in workplace.
A better pension matters

A workplace pension can provide employers with a key competitive edge when it comes to the ongoing race for talent.

Manager at workplace standing in front of team members.
A modern pension solution

Our defined benefit (DB) pension plan, DBplus, combines the cost certainty employers want with the secure retirement income employees need.

Our purpose is to improve retirement security for Canadians, because we believe that every Canadian deserves to retire well.

Derek W. Dobson, CEO & Plan Manager

Information for members

Know more about your pension.


As a member of the CAAT Plan, you build your pension while you work, and enjoy the benefits of a secure lifetime pension after you retire.

All about your pension
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Pension Estimator

Get a snap shot of what retirement looks like for you.

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Increase your pension

You may be able to create a larger lifetime income by making a purchase.

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Plan your retirement

Whether you're ready to retire, looking to retire early or looking for more information - understand your options.

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Collecting your pension

Learn about the secure, reliable income you have in retirement.

Member blog

CAAT’s member blog, Planner

Enjoy helpful reads on topics relating to important chapters of your life, including retirement and beyond.

Read the latest

Employer resources

We've got you covered.


News, education sessions, and more to help you administer this important employee benefit.

Access employer tools
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Employer manual

Access the Employer Manual via PAL.

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Employer education guide

Register for upcoming sessions, watch past webinar recordings and access resources.

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Recruitment toolkit

Use the new and improved Recruitment Toolkit to attract top candidates and position yourself as an employer of choice.

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Employer update sessions

Catch up on our past information webinars to stay in the know.

About CAAT

The CAAT goal is simple: provide Canadian workplaces with access to secure, sustainable pensions.


It’s for members. For employers. For lifetime in retirement.

Learn about CAAT Pension Plan
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Leadership team

To remain on track and focused on our goals, the Plan relies on the leadership of an accomplished team of professionals.

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Did you know?

Learn more about why a defined benefit pension continued to be a Big Deal for members in 2023.

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Valuation 2023

CAAT Pension Plan is 124% funded with $5.3 billion in funding reserves.

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2023 Annual Report

A detailed account of 2023 performance and financials.


What's new with CAAT

Read below for more information about what the CAAT team has been working on.

CAAT Pension Plan Reaches 100,000-Member Milestone

Plan membership has more than doubled since the launch of DBplus in 2018

CAAT Pension Plan Announces Strong Growth Results for 2023

The Plan continues to see growth in assets, employers, members and investment returns TORONTO, April 18, 2024 — CAAT Pension Plan ("the Plan"), one of Canada's fastest-growing modern pension plans, is...

April 2024 Member Newsletter

Get the total Pensions for Everyone Conference experience with these 5 tips We’ve written a list you don’t want to miss. CAAT’s second annual virtual Pensions for Everyone Conference is coming to a...