About us

The CAAT goal is simple: provide Canadian workplaces with access to secure, sustainable pensions. It’s for members. For employers. For lifetime in retirement.

Policies, process and performance

Understand what drives us and view our results

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Our funding policy describes how we keep your pension sustainable despite volatility.

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Valuation 2020

CAAT Pension Plan is 118% funded with $2.9 billion in funding reserves.

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Legislation and compliance

Some of the federal and provincial legislation that governs CAAT operations.

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2019 Annual Report

A detailed account of 2019 returns, highlights and how CAAT remains resilient and ready.

Joint governance

Shared governance – at the core of our success

Joint governance

One of Canada's most sustainable pension plans

CAAT is a Modern defined benefit (DB) pension plan, which offers the benefits Canadians want:

  • lifetime income;
  • inflation protection, and;
  • survivor benefits.
Pension solutions
Secure, risk-free lifetime benefits

DBplus offers the secure lifetime pensions employees want, without employer liabilities.

Whether you currently offer a pension plan, group RRSP, or no retirement savings plan, joining our pension plan can control your costs while offering valuable pension benefits. Discover how DBplus is effective for both employers and employees.

Management team

Leadership of accomplished professionals


Our management team consists of highly educated experts with years of varied industry experience. We are dedicated to finding innovative solutions to future challenges, in order to deliver long-term performance and customer service.

Meet our team

Our commitment to delivering an exceptional member and employer experience remains resolute.

Kevin Rorwick, Chief Operating Officer & Chief Financial Officer

Information for members

An independent, multi-employer Registered Pension Plan

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Member policies

Download the CAAT Pension Plan Text, Privacy Statement and Accessible Service Plan.

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Participating employers

Click below for a full list of participating employers.


Read the latest news

Merger Update: CAAT Pension Plan members from Community Living To...

November 30, 2020 Transfer of pension assets from Community Living Toronto has been completed The transfer of $115 million in defined benefit pension assets to the CAAT Pension Plan from the Pension...

College of Physicians and Surgeons of Newfoundland and Labrador j...

CAAT welcomes new members from Canada’s most easterly province Toronto, November 18, 2020 – the College of Physicians and Surgeons of Newfoundland and Labrador (College) know a good remedy when they...

Merger Update: CAAT Pension Plan Members from the Youth Services ...

Merger Update: CAAT Pension Plan Members from the Youth Services Bureau of Ottawa (YSB) October 23, 2020 On October 15, 2020, the Financial Services Regulatory Authority (FSRA) provided its consent to...