About us

The CAAT goal is simple: provide Canadian workplaces with access to secure, sustainable pensions. It’s for members. For employers. For lifetime in retirement.

Strong. Secure. Sustainable.

Despite a year like no other, your lifetime retirement income remains secure.

Discover CAAT’s 2020 highlights

Policies, process and performance

Understand what drives us and view our results

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Our funding policy describes how we keep your pension sustainable despite volatility.

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Valuation 2021

CAAT Pension Plan is 119% funded with $3.3 billion in funding reserves.

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Legislation and compliance

Some of the federal and provincial legislation that governs CAAT operations.

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2020 Annual Report

A detailed account of 2020 performance and financials.

Joint governance

Shared governance – at the core of our success

Joint governance

One of Canada's most sustainable pension plans

CAAT is a Modern defined benefit (DB) pension plan, which offers the benefits Canadians want:

  • lifetime income;
  • inflation protection, and;
  • survivor benefits.
Pension solutions
Secure, risk-free lifetime benefits

DBplus offers the secure lifetime pensions employees want, without employer liabilities.

Whether you currently offer a pension plan, group RRSP, or no retirement savings plan, joining our pension plan can control your costs while offering valuable pension benefits. Discover how DBplus is effective for both employers and employees.

Management team

Leadership of accomplished professionals


Our management team consists of highly educated experts with years of varied industry experience. We are dedicated to finding innovative solutions to future challenges, in order to deliver long-term performance and customer service.

Meet our team

Our commitment to delivering an exceptional member and employer experience remains resolute.

Kevin Rorwick, Chief Operating Officer & Chief Financial Officer

Information for members

An independent Registered Pension Plan

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Member policies

Download the CAAT Pension Plan Text, Privacy Statement and Accessible Service Plan.

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Participating employers

Click below for a full list of participating employers.


Read the latest news

The insightful Conference Board of Canada to join CAAT

The insightful Conference Board of Canada to join CAAT Toronto, April 27, 2021 – Canada’s largest independent applied research organization is poised to join the CAAT Pension Plan. The 150 employees...

2020 performance confirms resilience of CAAT Plan during tumultuo...

Annual return of 11.1% outperforms policy benchmark, brings 10-year annualized net rate of return to 9.9% 119% funded with funding reserves of $3.3 billion Assets of $15.8 billion Plan grows to...

St. John Ambulance brings back DB pension by joining CAAT

St. John Ambulance brings back DB pension by joining CAAT Effective date expected to be April 1, 2021 Toronto, March 15, 2021 – About 500 employees of St. John Ambulance are poised to join the CAAT...