Your GROWTHplus annual statement is now available. Here’s what you need to know.

Your GROWTHplus annual statement is now available online in My Pension. If your communication preference is set to Mail, a paper copy of your statement will be mailed to you by the end of June.

For more information on how you can benefit from GROWTHplus, please visit the website or the GROWTHplus handbook.

What information is included in my GROWTHplus Annual Statement?

Your GROWTHplus annual statement provides an overview of your GROWTHplus balance, including:

  • Deposits
  • Withdrawals
  • Investment returns (less a GROWTHplus administration fee) from January 1 to December 31 of the previous calendar year.

Your GROWTHplus annual statement is a separate document and does not include details about your defined benefit (DB) pension. For information about your DB pension, please refer to your annual statement mailed in the spring.

How can I access my GROWTHplus Annual Statement online?

My Pension, CAAT’s member portal, makes it easy to access your personalized GROWTHplus information, including GROWTHplus annual statements.

  • Log onto My Pension and click GROWTHplus from the toolbar on the left.
  • You are now required use multifactor authentication (MFA) when signing into My Pension. Learn more about how to set up MFA.

How is my GROWTHplus Investment Account balance (including returns) determined?

  • Your GROWTHplus balance is calculated based on the total deposits and withdrawals you make, plus GROWTHplus investment returns (less a GROWTHplus administration fee).
  • Your funds will begin to earn returns on the first day of the month after your deposit is complete.
  • The rate of return applied to your balance will depend on the period your funds are invested in GROWTHplus and can be positive or negative. 

Funds held in GROWTHplus for a full calendar year are credited with CAAT’s annual net rate of return less a GROWTHplus administration fee. Any funds held in GROWTHplus for less than a calendar year (for example, because of in-year deposits or withdrawals) will be credited with a return that is reasonably attributed to the Plan’s net investment performance for such partial year period. The rate of return credited may be higher or lower than CAAT’s annual net rate of return for that year.