Insights

CAAT research shows a gap between what working Canadians expect retirement to look like and what retirees actually experience.

Jillian Kennedy and Anthony Damtsis explain why Canadians underestimate retirement savings and what current plan designs are lacking.

Discovery why pension plans are good for business, and good for Canadians.

 See what 3,300+ Canadians told CAAT about retirement expectations, workplace pensions, and what it means for employers. 

Jillian Kennedy on navigating career reinvention, financial wellbeing, and the emotional realities that shape how we lead and live. 

CAAT’s Jillian Kennedy says retirement tools overlook women’s career paths, longevity and risk—creating gaps in planning and outcomes.

Longer lives are reshaping work and retirement. CAAT outlines flexible paths and lifetime income to help employers and employees thrive across 100-year lives.

DB plans are seen as a 'gold standard' for employee engagement and well-being, argues CAAT's Jillian Kennedy

Build equity, predictability, and real outcomes—not just bigger balances.

Design retirement for the whole journey—predictable, lifetime income, not guesswork.

Give your team lifetime pension security while you get predictable costs and simpler admin.

Help employees build secure futures and lasting legacies with CAAT’s modern workplace retirement plan—predictable, inclusive, and built to last.

Accessible DB pensions offer a solution to Canada's retirement crisis, delivering triple the income of RRSPs at the same contribution rates.

DB pensions drive ESG's social pillar—generating $16.72 in economic activity per $10 paid and reducing seniors' reliance on social programs.

Structural workforce changes—skills gaps, retiring workers, evolving expectations—require sustainable retention strategies, not quick fixes.