About us
The CAAT goal is simple: provide Canadian workplaces with access to secure, sustainable pensions. It’s for members. For employers. For lifetime in retirement.
Policies, process and performance
Understand what drives us and view our results.
Our funding policy describes how we keep your pension sustainable despite volatility.
Funding
Valuation 2023
CAAT Pension Plan is 124% funded with $5.3 billion in funding reserves.
Valuation 2023
Legislation and compliance
Some of the federal and provincial legislation that governs CAAT operations.
Legislation
2023 Annual Report
A detailed account of 2023 performance and financials.
Visit CAAT's 2023 Annual Report
One of Canada's most sustainable pension plans
CAAT is a Modern defined benefit (DB) pension plan, which offers the benefits Canadians want:
- lifetime income;
- inflation protection, and;
- survivor benefits.
Secure, risk-free lifetime benefits
DBplus offers the secure lifetime pensions employees want, without employer liabilities.
Whether you currently offer a pension plan, group RRSP, or no retirement savings plan, joining our pension plan can control your costs while offering valuable pension benefits. Discover how DBplus is effective for both employers and employees.
How to join
Whether you currently offer a pension plan, group RRSP, or no retirement savings plan, joining our pension plan can control your costs while offering valuable pension benefits. Discover how DBplus is effective for both employers and employees.
Information for members
An independent Registered Pension Plan.
Participating employers
Click below for a full list of participating employers.
Participating employers
Member policies
Download the CAAT Pension Plan Text, Privacy Statement and Accessible Service Plan.
Member policies