August 2025 Roundup - Read the Employer News

In this edition

Completed a CAAT survey? Thank you!

We want to take this opportunity to express our gratitude to everyone who participated in this year’s annual surveys! Your feedback and suggestions help shape CAAT resources and programs, so we can evolve to meet your business needs. We’ll share key results with you in the future. Thank you!

Register for The Power of Your Pension webinar

Back by popular demand, The Power of Your Pension webinar returns this fall!

Session dates:

  • October 8, 2025, 11:00-12:00 p.m. EDT (EN)
  • November 19, 1:00-2:00 p.m. EST (EN)
  • November 26, 11:00-12:00 p.m. EST (FR)

Effectively communicating the value of your workplace DB pension to employees, new hires and potential candidates gives you an edge in today’s talent market.

During the session, you’ll learn how the pension you offer provides a competitive advantage that attracts top talent and boosts retention, fostering productivity and well-being. We’ll also share concrete ways in which CAAT supports your business goals, and useful resources you can use to position your organization as an employer of choice.

Share the invitations with your internal network! If you know of a hiring manager or other co-worker who could benefit from these sessions, please forward the invitation to them.

Register - English webinar
Register - French webinar

Annual Statement Wrap-up

We’re excited to report that all 2024 annual pension statements have been delivered to members! Here’s a snapshot of the results (rounded to the nearest hundred):

  • Totals by status:

    • Active: 64,100

    • Deferred: 3,500

    • Retired and survivors: 24,700

    • EOM: 4,400
  • Totals by sender:

    • CAAT: 81,300

    • Administration Partner: 15,400

 

The 2024 statement covers the period from a member’s enrolment date until December 31, 2024, to show accrued pension benefits and their eligible retirement date, making it a valuable retirement planning resource. We encourage members to review their statements and contact CAAT if there are any errors.

Updates and reminders

Visit the Annual Performance Update Hub

Missed CAAT’s Annual Performance Update? All session recordings are available on the event hub, along with resources we’ve created to support employers and members!

You’ll find:

  • Engaging interviews with CAAT leaders, including Troy Whetstone, Vice President of Employer Services and Derek Dobson, CEO and Plan Manager

  • Details on how CAAT’s 2024 investment performance is supporting long-term sustainability

  • New and evolving tools to help members prepare for their retirement journey

Visit the Hub

2024 contribution reconciliations

Read this if: you are an employer who works directly with CAAT and uses PAL

2024 contribution reconciliation reports are currently being processed and will be delivered to employers in late August and September. The reconciliation process allows CAAT to confirm if total credited contributions for members match received contributions.

Once the report is ready, you will receive a notification that the final package is available in PAL for your review:

  • If a refund is due from CAAT, it can be taken as a credit against your next monthly remittance. 

  • If an amount is owed to CAAT, please submit your payment along with your monthly remittance as soon as possible after you have received the report. 

Reach out to your Pension Analyst for any questions/concerns.

Upcoming events

September 10: Contribution Choice Annual Election, 1:00 p.m. EDT

This session is for employers participating in DBplus plan design with Contribution Choice.  It will provide a concise overview of the annual election process, including key timelines, responsibilities and resources.

This training is ideal for Human Resources and Payroll staff. 

Register

Employer Education Sessions

(for employers working directly with CAAT)

October 2: Leaves and purchases

  • For employers with DBprime and DBplus—10 a.m. EDT

  • For employers with DBplus only—1 p.m. EDT

This training session will provide information about administering leaves of absence and pension purchases.

Register (10 a.m. EDT)
Register (1 p.m. EDT)

 

November 4: Quarterly Employer Update, 1:00 p.m. EST

This webinar will update you about Plan news, upcoming events, reminders and more.

Register

Portal corner

Planned outages

PAL will be unavailable for maintenance from 5 p.m. to 10 p.m. Eastern Daylight Time on the following days:

  • September 10 

  • October 8 

Your Q&A Corner

Q: Occasionally, employees want to know more about the requirement to join CAAT and how payroll deductions are carried out. Do you have any suggestions for how employers can provide further clarity on the Plan and emphasize its value?

A: CAAT has created a slate of member resources to support employers in illustrating the value of the Plan.

READ MORE

 

Q: Is it possible for a member to opt out of enrolling in the Plan, stop contributing once enrolled, or access CAAT benefits for financial hardship reasons?

A: Depending on an employer’s Participation Agreement and applicable legislation, membership in the CAAT Pension Plan may be mandatory or optional.

READ MORE

Level up your CAAT knowledge this summer

At CAAT, we believe that your workplace pension is a valuable investment in the future. Our customized learning sessions will continue to run through the summer – we’d love to see you and your members there! They’re a great opportunity for all members to ask questions and learn more about their CAAT pension.

These presentations are delivered by top pension experts, covering a range of topics including:

  • A future you can count on: Your CAAT Pension

  • Retirement planning

  • DBprime service purchases

  • DBplus pension purchases

Vacations and BBQs on the horizon right now? Don’t worry – we’ve got you covered with our Fall webinar series, which kicks off mid-September. These free online sessions are open to everyone and allow members to learn more about pension fundamentals, plan features, retirement planning, and so much more! 

Encourage members to register by including a link to our Presentations page in your employee communications.

Register now

Industry outlook

Take a closer look at the latest trends, research and insights across the industry. Share with your employees and network!