Whether you’re working or retired, earning a pension under DBprime or DBplus Plan design, this is the place to learn about the features of your CAAT pension, your options if you experience a new life event, and more.
Discover all the benefits offered to active and retired members
Your pension includes these valuable features
When you retire, your pension is paid every month for the rest of your life.
Conditional inflation protection increases help protect the purchasing power of your pension in retirement.
In addition to your lifetime pension, the CAAT Pension Plan provides a lifetime pension to your surviving spouse upon your death.
You make tax-deductible contributions while you work. Your employer contributes on your behalf.
In the CAAT Plan, you can retire when the time is right for you. We have all the resources you need to prepare for retirement.
Whether you're ready to retire, looking to retire early or looking for more information - understand your options.
The CAAT Plan offers presentations on a variety of topics for all members.
Use one of our pension estimator tools to discover the retirement date that's right for you.
A deferred pension offer flexibility, even if you've left your job before you were eligible to retire.
Whether you’re earning a pension in DBprime or DBplus, you may be able to make a purchase, enabling you to retire with larger pension.
When you make a purchase, you create a larger lifetime retirement income for yourself, from a secure and cost effective source.
Learn more about your purchase options, and the four-step process to get started.
Learn how you can increase your retirement income.
If you’re leaving your job, experiencing a divorce, taking a disability leave, or experiencing other life events, read about how the Plan’s provisions apply to you.
Continue to earn a pension during your disability leave.
Your pension is a potentially significant part of your family property.
Your Plan offers flexibility and security if you terminate employment before you’re eligible to collect a pension.
A deferred pension offers flexibility if you left your job before you were able to start collecting a pension.
In retirement, your pension is paid every month for the rest of your life. Find details about the payment schedule, income tax, and other sources of retirement income.
The Plan provides a variety of information resources. Download booklets, watch videos, and learn about your annual member statement, all in one place.
Delivered by pension experts on a variety of topics, these sessions provide valuable information about your Plan and your options.
If you joined DBplus as the result of a merger, you can get details about your previous pension by visiting this page.
news
In early 2021, the CAAT Plan will introduce a new way for you to easily access your pension information online. CAAT’s new secure pension portal will give you the flexibility to view your pension...
Although the COVID-19 pandemic has disrupted much of our lives through 2020, CAAT’s growth has not slowed. Since the beginning of the year, CAAT has welcomed more than 25 new employers from seven...
The pandemic has affected many aspects of your life, but rest assured, your pension isn’t one of them. Our strong governance structure, expert investors and responsible funding policy means that we...