DBplus Pension Estimator

DBplus Pension Estimator Use this estimator if you are a DBplus member who works part time or on contract for an Ontario College or related employer. Help Get an estimate It’s easy to get an estimate of your lifetime pension from the CAAT Pension Plan. Use the DBplus Estimator to estimate your total pension earned in DBplus (and DBprime, if applicable). Your most recent Annual Statement contains the information you need to input into the Estimator. If you recently joined the Plan, or don’t have access to your Annual Statement, you can still use this Estimator. Curious about the value a pension purchase can add to your pension? The Estimator can show you that as well. Who should use the DBplus Estimator? <ul> <li>Members who work part time or on contract for an employer that participates in both DBprime and DBplus - this estimator is for you </li> <li>Members who work part time or on contract at ROM<ul> <li>If you joined the CAAT Pension Plan after January 1, 2016, this estimator is for you.</li> <li>If you were a member of the ROM Pension Plan before the pension plan merger of January 1, 2016, please refer to your most recent Annual Statement for your pension estimates or contact the CAAT Pension Plan directly.</li> </ul> </li> <li>Members who work part time or on contract at YSB<ul> <li>If you joined the CAAT Pension Plan after January 1, 2018, this estimator is for you.</li> <li>If you were a member of the YSB Pension Plan before the pension plan merger of January 1, 2018, please refer to your most recent Annual Statement for your pension estimates, or contact the CAAT Pension Plan directly.</li> </ul> </li> <li>Full-time members - visit the <a href="https://www.caatpension.ca/members/estimate-your-pension/dbprime-estimator" title="DBprime Pension Estimator" target="_blank" rel="noopener noreferrer">DBprime Pension Estimator</a></li> </ul> Need help? Click on "Help" any time for guidance. <h3>Ready to start?</h3> Check the box to indicate that you have read and understood the Terms of Use then click "Start." Get an estimate To use the Estimator you must read and accept the Terms of Use. The DBplus Estimator was developed to provide basic pension estimates only. Results are based on data provided by you, and are neither reviewed nor verified by your employer or the CAAT Pension Plan. The DBplus Estimator lets you adjust some of the assumptions related to your retirement so you can test a variety of scenarios. However, other assumptions are built into the DBplus Estimator based on the Plan's actuarial assumptions, and Plan terms and these assumptions cannot be changed by the DBplus Estimator. You can learn more on our website. <ul> <li>Use of the DBplus Estimator does not imply entitlement to a pension or a bridge benefit.</li> <li>Benefits payable under registered pension plans, such as the CAAT Pension Plan cannot exceed the Income Tax Act (ITA) Maximum pension limit.</li> <li>These estimates are not binding on the CAAT Pension Plan or your employer.</li> <li>The data you enter into the DBplus Estimator is not saved or sent to the CAAT Pension Plan or your employer. You may print the results for future reference.</li> <li>Your actual entitlement to a pension, and its amount, will be officially calculated by the CAAT Pension Plan only at the date of your retirement and in accordance with the applicable terms of the CAAT Pension Plan. If there is a discrepancy between the Pension Estimator and the Plan Terms, the Plan Terms will prevail.</li> </ul> The results from the DBplus Estimator should not be considered financial advice. Total Retirement Income tool - Estimated CPP pension and OAS benefit The Total Retirement Income tool shows your estimated lifetime pension from the CAAT Plan, and lets you estimate your income from Canada Pension Plan (CPP) and Old Age Security (OAS). <ul> <li>Use of the Total Retirement Income tool does not imply an entitlement to either CPP or OAS benefits, and are in no way a guarantee of future income.</li> <li>The Total Retirement Income tool is based on information available at the Government of Canada website as of August 2018.</li> <li>Your actual entitlement to government pensions, and the amounts, will be officially calculated by Service Canada (an agency of the Government of Canada) at the time you apply for them.</li> </ul>   I agree to the Terms of Use. Start