Your member handbook, downloadable forms, and more
The CAAT Pension Plan has provided everything you need to understand, claim and enjoy your benefits. Access the resources below to gain important insights into your pension plan.
Whether you’re earning a pension in DBprime or DBplus, switching from part-time or contract to full-time employment (or vice versa), or if you’re ready to retire, we have a booklet that’s right for you.
For Ontario College employees moving from part time/contract and full time employment, or vice-versa.
For members who work full time at an Ontario College and who are earning a DBprime pension.
You work part time or on contract for an Ontario college
Your employer joined DBplus since Jan. 2019, or required voting.
This handbook is your guide as you collect a pension.
Planning your retirement from the CAAT Pension Plan.
If you work full-time for an Ontario college or related employer, read this pamphlet
For members who work part time or on on contract for an Ontario College or related employer
Read this if you work at an employer that joined DBplus since January 2019, or required a voting process
Learn about disability benefits and your DBprime pension.
Download to learn about disability benefits and your DBplus pension.
As an active member of the CAAT Pension Plan, you receive an annual statement with information about your pension. It summarizes how much pension you earned at the end of the previous year, how your pension has increased since your previous statement, and shows up to three possible retirement dates.
Q: Why do I receive a statement each year?
A: This important document contains a variety of information, focusing on your estimated retirement dates and future pension you are expected to receive. Your statement provides you with the most detailed information possible about your Plan membership, allowing you to see how the pension formula is applied to your individual circumstances. Over time, you can track how your benefit grows as your service increases. If you're approaching retirement, you'll be able to see at a glance the pension you have earned to the end of the previous year, as well as your projected earliest retirement dates.
Q: When can I expect to receive my statement?
A: Your employer provides the Plan with payroll data such as your earnings, breaks in employment and service purchases for the previous year. Once we have received all of the required information, the statements are processed. Your statement will be mailed to your home address each year. Most statements are delivered during the month of June.
Q: How is my personal information protected?
A: Each employer transmits member information to the Plan over a secure network. It is stored in a password-protected database, which can only be accessed by the CAAT Plan staff members who process and verify the data. Statements are delivered to members in a lined envelope for added security.
Q: What should I do with my statement once I receive it?
A: Take a close look at your statement to make sure that the information it contains matches your records. Notify your employer if there are any changes to be made to your personal information so that your file can be updated for next year. Your statements are important financial documents and, as such, should be filed in a safe location.
Q: I have worked for multiple participating employers in the Plan. Does my statement include all my employment history?
A: Yes. Your Statement is made up of all your Plan data – it includes your total service, earnings, and contributions – even if you earned them in multiple different employers.
Q: Why is the information in my annual statement based on last year’s data?
A: Pension regulations require that members receive an annual statement that details the pension they earned up to the end of the last calendar year.
Q: I misplaced my annual statement. Can I get another copy?
A: Yes. You can contact the Plan by phone at 1.866.350.2228 or email firstname.lastname@example.org to request a copy of your annual statement.
Your statement is a personalized tool just for you, making it one of your most powerful retirement-planning resources. Your annual statement is also:
Your retired member annual statement is an important personalized pension resource. Your statement is sent each year by mail to your home address.
When you receive your annual statement this spring, please review it to verify your pension amount, see the amount of inflation protection applied to your pension, and see the beneficiary information we have
To confirm your pension, contact the Plan using one of the methods listed below. When confirming your pension, you will need your Member ID on hand, which can be found on your annual statement.
1. Secure online upload
Use the Plan’s secure document delivery system (S-Doc) to safely send an electronic copy of your signed Pension Payment Confirmation form.
Call the Plan at 416.673.9000, or toll free 1.866.350.2228, Monday to Friday, between 8:30 AM and 4:30 PM EDT. Make sure to have your annual statement on hand for reference.
You do not have to mail the Pension Payment Confirmation form to the Plan
If you are unable to use S-Doc or phone, email the Plan to confirm your pension. Do not include a copy of the Pension Payment Confirmation form in the email.
Return the completed form to the CAAT Pension Plan using the postage-paid return envelope included in this package.
Complete section A by checking the box, signing and dating it.
The annual statement contains the annual Pension Payment Confirmation form. This form can be found on page 7 of your Annual Statement, with instructions for completing it on page 6.
When confirming your pension, you will need to have the member’s Member ID on hand, which can be found on their Annual Statement.
Note: If entering into a Power of Attorney, consider consulting with a lawyer to ensure that your document is valid, and follows the laws of your province or territory.
Power of Attorney is a legal document that gives the holder (referred to as the Attorney) the authority to act on your behalf in matters relating to your property or personal care. Read this section of our website to learn more about Power of Attorney and the pension confirmation process.
Download the form you're looking for here.
Use our secure document delivery system (S-Doc) to send signed forms, option documents, and other documentation, such as proof of age, to the Plan using a secure, encrypted connection. S-Doc lets you to submit files simply and safely, while protecting your personal and confidential information.
Be sure to include your full name, your Member ID and your employer’s name when you submit your documents. You can find your Member ID on your most recent Annual Statement, or other recent personal correspondence you may have received from the Plan. We also accept digital signatures on many of our forms.
Different jurisdictions may have different minimum requirements, based on their pension legislation. Read the pension policies by jurisdiction.