Member resources

Your member handbook, downloadable forms, and more

Find what you need

The CAAT Pension Plan has provided everything you need to understand, claim and enjoy your benefits. Access the resources below to gain important insights into your pension plan.


Whether you’re earning a pension in DBprime or DBplus, switching from part-time or contract to full-time employment (or vice versa), or if you’re ready to retire, we have a booklet that’s right for you.

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Switching employment type

For Ontario College employees moving from part time/contract and full time employment, or vice-versa.

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DBprime Member Handbook

For members who work full time at an Ontario College and who are earning a DBprime pension.

Ontario College system
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DBplus Member Handbook

You work part time or on contract for an Ontario college

Joined since 2019
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DBplus Member Handbook

Your employer joined DBplus since Jan. 2019, or required voting.

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Retired Member Handbook

This handbook is your guide as you collect a pension.

Ready to retire
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Your Retirement Planning Guide

Planning your retirement from the CAAT Pension Plan.

Purchase booklets

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DBprime purchases

If you work full-time for an Ontario college or related employer, read this pamphlet

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DBplus purchases

For members who work part time or on on contract for an Ontario College or related employer

Joined since 2019
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DBplus purchases

Read this if you work at an employer that joined DBplus since January 2019, or required a voting process

Disability booklets

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Members of DBprime

Learn about disability benefits and your DBprime pension.

Man at a desk working
Members of DBplus

Download to learn about disability benefits and your DBplus pension.

Your annual statement

Active members

As an active member of the CAAT Pension Plan, you receive an annual statement with information about your pension. It summarizes how much pension you earned at the end of the previous year, how your pension has increased since your previous statement, and shows up to three possible retirement dates.

Questions about your statement

Q: Why do I receive a statement each year? 

A: This important document contains a variety of information, focusing on your estimated retirement dates and future pension you are expected to receive. Your statement provides you with the most detailed information possible about your Plan membership, allowing you to see how the pension formula is applied to your individual circumstances. Over time, you can track how your benefit grows as your service increases. If you're approaching retirement, you'll be able to see at a glance the pension you have earned to the end of the previous year, as well as your projected earliest retirement dates.

Q: When can I expect to receive my statement?

A: Your employer provides the Plan with payroll data such as your earnings, breaks in employment and service purchases for the previous year. Once we have received all of the required information, the statements are processed. Your statement will be mailed to your home address each year. Most statements are delivered during the month of June.

Q: How is my personal information protected?

A: Each employer transmits member information to the Plan over a secure network. It is stored in a password-protected database, which can only be accessed by the CAAT Plan staff members who process and verify the data. Statements are delivered to members in a lined envelope for added security.

Q: What should I do with my statement once I receive it?

A: Take a close look at your statement to make sure that the information it contains matches your records. Notify your employer if there are any changes to be made to your personal information so that your file can be updated for next year. Your statements are important financial documents and, as such, should be filed in a safe location.

Q: I have worked for multiple participating employers in the Plan. Does my statement include all my employment history?

A: Yes. Your Statement is made up of all your Plan data – it includes your total service, earnings, and contributions – even if you earned them in multiple different employers.

Q: Why is the information in my annual statement based on last year’s data?

A: Pension regulations require that members receive an annual statement that details the pension they earned up to the end of the last calendar year.

Q: I misplaced my annual statement. Can I get another copy?

A: Yes. You can contact the Plan by phone at 1.866.350.2228 or email to request a copy of your annual statement.

Your statement is a personalized tool just for you, making it one of your most powerful retirement-planning resources. Your annual statement is also:

  • A way to see how much pension you have earned
  • Proof of a growing pension
  • A way to plan for retirement

More about your statement

Retired member annual statement

Your retired member annual statement is an important personalized pension resource. Your statement is sent each year by mail to your home address.

When you receive your annual statement this spring, please review it to verify your pension amount, see the amount of inflation protection applied to your pension, and see the beneficiary information we have on file. 

My retired member annual statement includes a Pension Confirmation. What do I have to do?

To confirm your pension, contact the Plan using one of the methods listed below. When confirming your pension, you will need your Member ID on hand, which can be found on your annual statement.

1. Secure online upload

Use the Plan’s secure document delivery system (S-Doc) to safely send an electronic copy of your signed Pension Payment Confirmation form.

  • Complete section A by checking the box, signing and dating it.
  • Scan (or take a clear photograph) of the form to send through S-Doc.
  • Type: in your browser, (or visit S-Doc)
  • In the “From” line, enter your email. In the “Subject” line, enter “2020 Pension confirmation” followed by your LAST name.
  • In the message field, enter your full name and Member ID.
  • Attach the digital copy of your form by clicking “+ Add Files…”, or by dragging and dropping it into “Drop Files Here.”
  • You do not have to mail the Pension Payment Confirmation form to the Plan.

2. Phone

Call the Plan at 416.673.9000, or toll free 1.866.350.2228, Monday to Friday, between 8:30 AM and 4:30 PM EDT. Make sure to have your annual statement on hand for reference.

You do not have to mail the Pension Payment Confirmation form to the Plan

3. Email

If you are unable to use S-Doc or phone, email the Plan to confirm your pension. Do not include a copy of the Pen­sion Payment Confirmation form in the email.

  • Email with the subject line “2020 Pension confirmation” followed by your LAST name.
  • Include only your name, Member ID and mailing address in the body of the email, along with the following statement: “I certify that I am the person identified above, and am in receipt of a pension from the CAAT Pension Plan.”
  • You do not have to mail the Pension Payment Confirmation form to the Plan.

4. Mail

Return the completed form to the CAAT Pension Plan using the postage-paid return envelope included in this package.

Complete section A by checking the box, signing and dating it.

I represent a retired member that is unable to complete the Pension Confirmation form on their own. What do I do?

The annual statement contains the annual Pension Payment Confirmation form. This form can be found on page 7 of your Annual Statement, with instructions for completing it on page 6.

When confirming your pension, you will need to have the member’s Member ID on hand, which can be found on their Annual Statement.

  • If you represent the retired member or surviving spouse as the holder of a valid and operative Power of Attorney for Property, you are required to complete, sign, and date section B of the form.
  • If you haven’t already done so, include a copy of the valid and operative Power of Attorney for Property with the form, along with a copy of your proof of identity.
  • Return the form by mailing it to the Plan.

Note: If entering into a Power of Attorney, consider consulting with a lawyer to ensure that your document is valid, and follows the laws of your province or territory.

Power of Attorney is a legal document that gives the holder (referred to as the Attorney) the authority to act on your behalf in matters relating to your property or personal care. Read this section of our website to learn more about Power of Attorney and the pension confirmation process.

Why confirm your pension?

Returning your completed form to the CAAT Plan allows you (or the holder of your Power of Attorney) to confirm some of the basic information we have on file. It helps us maintain the accuracy and currency of our records. Your prompt response will also ensure that you will not experience any interruptions in your pension payments. If we do not have your confirmation, we may need to suspend your pension payments until we receive confirmation. This is part of our responsibility to pay pensions to only those entitled to receive them.

Securely transmit pension documents using S-Doc

Use our secure document delivery system (S-Doc) to send signed forms, option documents, and other documentation, such as proof of age, to the Plan using a secure, encrypted connection. S-Doc lets you to submit files simply and safely, while protecting your personal and confidential information.

Be sure to include your full name, your Member ID and your employer’s name when you submit your documents. You can find your Member ID on your most recent Annual Statement, or other recent personal correspondence you may have received from the Plan. We also accept digital signatures on many of our forms.

Use S-Doc

Pension policies by jurisdiction

Different jurisdictions may have different minimum requirements, based on their pension legislation. Read the pension policies by jurisdiction.