Discover how spousal definitions differ by jurisdiction
Different provinces may have different minimum requirements, based on their pension legislation. The CAAT Plan provisions outlined on this site are based on the Ontario Pension Benefits Act. If you report to work in a province other than Ontario, check below to see what benefits may be impacted by different legislation.
For the applicable definition of spouse, please refer to the description under the province of your employment.
“Common-law partner”: a person who is not married to the member but has cohabited with him or her in a conjugal relationship continuously for a period of at least 2 years, immediately before the relevant time.
“Cohabiting partner”: The person who is cohabiting or has cohabited with the member within the preceding year and has cohabited continuously with the member in a conjugal relationship for: (i) in relation to a member who has a spouse, at least three years, provided the person is not the spouse of the member; or (ii) in relation to a member who does not have a spouse, at least one year.
The birth or adoption of a child during a marriage, civil union or conjugal relationship prior to the current period of conjugal relationship may qualify the person as a spouse.