What can we help you with?
Why join?
DBplus offers employers and employees the best of both worlds.
How to join
CAAT offers flexible pension solutions to suit your needs.
What employers get
Get a plan that supports your business.
What employees get
DBplus offers employees what they want in a retirement savings plan.
See the value for yourself
Your guide to joining dbplus
DBplus is secure, predictable, retirement income for life
Our focus is always value, simplicity, security, and certainty
As a Modern Defined Benefit (DB) pension plan, we offer a plan that builds top talent, retains employees and reduces risks. The ability to provide employees with a secure lifetime pension, with the certainty of a fixed cost for both employees and employers is unrivaled.
As an award-winning Plan, we'll provide you and your employees with value, simplicity, security, and certainty. Learn more about our four areas of success here.
Simple, sustainable, secure
Why DBplus and CAAT?
We are leading the pension industry with an award-winning Modern DB plan
We are...
A jointly sponsored pension plan
A world renowned model for delivering secure lifetime pensions efficiently.
EMPLOYER BENEFITS
A lower risk solution
We enable organizations to transfer past-pension liabilities off its balance sheet.
employee benefits
A lifetime pension income
We offer secure, predictable retirement income and other desirable features.
An award-winning plan
In 2019 alone, we were recognized six times for our industry achievements.
quick access
Explore more benefits of DBplus
Learn why employers are choosing a Modern DB plan
Merger helps national employer cost-effectively secure and simplify pensions
Postmedia Network’s workforce was covered by a mix of defined benefit
(DB), defined contribution (DC) and Group RRSP programs, and the
organization was searching for ways to cost-effectively secure past DB
benefits, create efficiencies and have all employees participate in a
common and valuable pension program, while reducing risks and managing
costs.
Learn why employees voted 99% in favour of a merger with the CAAT Plan.
Joining the CAAT Plan will provide our employees with sustainable defined benefit pensions while enabling the company to manage costs through fixed and predictable pension funding.
Brian Bidulka, Executive Vice President and Chief Financial Officer, Postmedia Network Inc.
DBplus is a defined benefit
pension plan offered by the CAAT Pension Plan
Learn more about how CAAT
is an independent, jointly governed, fully funded and award-winning plan.
Learn more about CAAT
Explore DBplus
Pension and retirement planning doesn't have to be complicated. We're in the business of providing a simple, transparent, and flexible solution for you and your employees.
Why join DBplus?
DBplus offers employers and employees the best of both worlds.
How to join
CAAT offers flexible pension solutions to suit your needs.
Benefits for everyone
Whether you're looking to improve your business processes and costs as an employer, or interested in learning more about member benefits as an employee, we're here to provide you with the right details.
What employers get
Get a plan that supports your business.
What employees get
DBplus offers employees what they want in a retirement savings plan.
Quick ACCESSpension solutions
Are you interested in bringing DBplus to your workplace?
You can connect with us in three ways:

1. For general inquiries, contact:
Toll Free: 1.866.350.2228
Toronto area: 416.673.9000
Email: pension-solutions@caatpension.ca
2. If you represent an interested employer or member group and would like to speak to us about joining, contact:
Marnie Niemi Hood, Vice President, Pension Solutions
Tel: 647.837.3360
Email: MNiemiHood@caatpension.ca
3. Or, complete the form below and a member of our Pension Solutions team will get back to you within one business day.
Important message: If you are an existing member or employer and would like to contact us, please visit our general contact page here.