Pension solutions

How to join DBplus

Flexible solutions for you

Take advantage of a plan designed for your business

The steps to join DBplus will depend on your organization’s current retirement savings plan.

Every situation is unique

That's why we offer flexible pension solutions to suit your needs.

While we are flexible, what remains constant and consistent is the support you receive from CAAT’s pension experts.

We’ll equip you with necessary decision-making information and guide you and your team through our proven processes, including helping you to introduce and explain the Plan to employees. If pension coverage is part of collective bargaining, we’ll work with all stakeholders to ensure they have complete information. We also assist by working with your advisors.


Discover how to join

To learn more about how to join DBplus, select the situation below that applies to you.
Woman in glasses smiling leaning against a door
Joining from no pension plan

If your workplace currently has no retirement savings arrangement for employees, joining DBplus is a simple way to offer your employees a valuable and secure defined benefit pension, for a fixed contribution rate.

Two smiling coworkers on the factory floor
Upgrading from a Group RRSP

If your workplace currently offers a group registered retirement savings plan (Group RRSP), or provides employees with funds to contribute to their RRSPs, the transition to DBplus is seamless and efficient.

A man at the office smiling holding a tablet
Upgrading from a defined contribution (DC) plan

If your workplace currently offers a DC plan, the transition to DBplus is seamless and efficient.

Two coworkers standing together in a warehouse
Currently offering a defined benefit (DB) pension plan

If your organization currently offers one or more DB pension plans, there are two options for joining CAAT.

What could retirement look like for you?
Calculator icon
Estimate a DBplus pension

Get a quick and easy estimate of how much lifetime retirement income members will get from contributions to DBplus.

Contact us

* indicates a required field.