what employeEs get

Secure lifetime retirement income

Income you can rely on

DBplus members can count on predictable, secure monthly pension payments for as long as they live in retirement independent of their employer’s financial health.

Secure pension payments for life

With a defined benefit pension, members avoid the complexity and risk of investing their retirement savings, both before and in retirement. They don’t have to worry about investment decisions or fees, timing their retirement based on investment market performance, or outliving their savings. As a member, you’ll simply make contributions on every pay, as a percentage of your income, and your employer will also contribute. CAAT takes care of the rest.

As an independent trust that exists to pay defined benefit pensions, the DBplus design under the CAAT Plan is managed for long-term sustainability. Its financial health is independent of any participating employer’s. If a participating employer closes its operations, employees who are CAAT members are entitled to a pension payable at retirement based on the benefit they have built to the point they stopped making contributions on earnings from that employer. They also have portability options to continue to build their pension at other employers.

More valuable features for members

CAAT icon
Contact us

If you have any questions or would like to receive more information, please contact us.

smiling employee
What employees get

See more benefits for employees.