With DBplus under the CAAT Pension Plan, you can offer your employees a valuable, Modern Defined Benefit pension plan at a fixed contribution rate, and through a flexible and simple approach. As an employer, this is your opportunity to be freed of the risks, costs, and administrative effort of operating your own pension plan.
On average, contributions to DBplus go twice as far in delivering retirement income as group RRSPs or defined contribution (DC) plans. CAAT's profit-for-members trust structure, expertise, scale, and joint governance ensures you’re in a sustainable plan. As an employer, you'll be provided with:
At CAAT, we manage the liabilities for you. Your role requires no pension accounting. As an employer, you’ll only need to record employer contributions on financial statements and CAAT will provide guidance for notes to financial statements. With DBplus, you'll be assured knowing:
You deserve the certainty of knowing where your contributions will take you and your employees. With DBplus, you'll benefit from the following:
The CAAT Pension Plan is a world-renowned model for the efficient delivery of secure pension benefits. Learn more about the contribution rates here.
Learn more about your advantages as an employer.
Research shows that Canadians want a secure, predictable, lifetime income in retirement.
Discover why Modern Defined Benefit plans, like DBplus, provide more value.
For general inquiries:
Toll Free: 1.866.350.2228
Toronto area: 416.673.9000
If you represent an interested employer or member group and would like to speak to us about joining, contact:
Marnie Niemi Hood, Vice President, Pension Solutions