what employers get

How much does DBplus cost?

No hidden costs

It's that simple

DBplus offers secure lifetime pensions and other valuable defined benefit features for a fixed contribution rate. Organizations select a contribution rate between 5% and 9% of employee earnings, deduct and match employee contributions (unless the employer chooses to contribute more), and remit to CAAT.

There are no other costs for employers or employees. Administration and investments, including all regulatory compliance, are managed by the team of experienced pension professionals at CAAT at no additional cost.

You’ll also be provided with member education sessions and award-winning communication programs and tools that show your employees the value of their pension.

Employer responsibilities are limited but important

CAAT strives to keep employer-level administration to a minimum, but there are certain responsibilities employers must carry out. Read more

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What employers get

See more advantages for employers.