CAAT x Talent Acquisition & Employee Experience Institute

Explore the retirement advantage for a modern workforce.

Today’s HR leaders are navigating rising costs, evolving employee expectations, and the pressure to deliver more value across every stage of the employee journey. But while talent strategies have evolved, retirement plans remain one of the least optimized areas of the employee experience.

At the Talent Acquisition & Employee Experience Institute Canada 2025, CAAT hosted a session exploring how financial insecurity is quietly affecting engagement, succession, and performance—and how a modern approach to retirement can drive stronger workforce outcomes without added cost or complexity.


Featured downloads


Five questions every HR leader should be asking about retirement strategies in 2025

Your retirement strategy may be costing more than you think.

This quick-read guide helps HR professionals uncover hidden risks, challenge outdated assumptions, and rethink retirement as a core part of the employee experience.

What you'll learn:

  • How to align your retirement plan with modern EVP expectations
  • Why savings doesn’t always mean security—and how that impacts your people
  • How financial stress quietly derails engagement, performance and succession planning
Download the guide
Five Questions every HR leader should be asking about retirement strategies in 2025

Modern challenges demand modern solutions

Today’s HR teams are expected to deliver more with less. Delivering meaningful experience, equity, or long-term value is harder than ever. And yet, retirement remains one of the underleveraged levers in the total rewards strategy.

It’s time to ask:

  • Are our employees truly on track for retirement—or simply enrolled in a plan?
  • Is our EVP supported by long-term value or short-term perks?
  • What if we could reduce risk, cut complexity, and support financial security—without increasing cost?
Download the resource

Download our presentation: Four generations, one workforce. Driving value across the employee journey 

Today’s workforce now spans four distinct lifecycles, and their priorities couldn’t be more different.

Inside this presentation you’ll meet:

  • Maya, 25—juggling side gigs to stay afloat, and no pathway to long-term savings.
  • Daniel, 40—Caught between today’s needs and tomorrow’s goals, and feeling stuck with a complex plan that holds him back.
  • Michelle, 45 & Fiona, 55—navigating burnout, caregiving, and market swings while trying to secure a dignified exit from work.

Their stories illustrate how security, savings, and ongoing support must cover the entire employee journey—and how the right retirement strategy can create value for every generation, without adding costs.

Download the presentation

About CAAT

Built for today. Designed for what’s next.

The CAAT Pension Plan helps leading organizations transform retirement into a strategic advantage.

Our fully managed, modern model delivers secure, lifetime retirement income for employees, while offering employers the benefits they value most: stability, predictability, and simplicity

Unlike traditional plans, CAAT eliminates complexity, offloads liability, and removes the governance burden while enhancing long-term value through key features like:

  • Predictable costs in volatile markets

  • Flexible, scalable design to align with evolving EVP and workforce needs

  • Reduced administrative lift and no fiduciary risk

  • Member-focused enhancements, including conditional inflation protection and optional savings tools  

Trusted by over 750 employers and 120,000+ members nationwide, CAAT is retirement reimagined. Built for organizations that want to deliver more value without taking on more work.


Real world impact: What employers are saying

90 percent

90% of employers agree that CAAT has helped them secure cost certainty and predictability

82 percent

82% of employers say CAAT helps them eliminate risk

78 percent

78% of employers say CAAT helps them improve retention efforts

This isn’t just a benefit. It’s a long-term engagement strategy—and a powerful reflection of your organization’s values.


Complimentary retirement strategy session

In today’s environment, retirement strategy isn’t just about benefits—it’s about business outcomes.

We’re offering Talent Acquisition and Employee Experience Summit attendees a complimentary 30-minute strategy session with a senior member of the CAAT team to help you:

  • Benchmark your current retirement plan against today’s workforce expectiations

  • Identify hidden risks—like delayed retirements, financial stress, or succession gaps

  • Optimize your offering without added cost, complexity, or administrative burden 

  • Align your plan with your EVP to improve attraction, retention, and long-term engagement

This isn’t a sales pitch. It’s a strategic check-in—so you can make informed decisions about one of the most overlooked levers in your total rewards strategy.

Book your strategy session today

Let’s shape the future of retirement — together.

At CAAT, we help organizations turn retirement from a risk into a competitive advantage.


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Secure. Scalable. Ready for what’s next.