Active Member Newsletter May 2026

• Stability you can count on no matter how markets change
• Updates and reminders

In times of economic uncertainty and market volatility, having a source of stable, reliable income matters. No matter how markets change, your CAAT pension is designed to provide stability and peace of mind.

With a defined benefit (DB) pension, you receive a secure, predictable retirement income for life. You don’t have to make investment decisions or worry about fees, and your pension isn’t dependent on market performance.

It’s income you can count on, whether retirement is just around the corner or decades away.

That peace of mind is supported by the Plan’s strong financial position. The Plan remains at a healthy funding level of 124%, with $1.24 set aside for every dollar promised in pensions. The Plan’s surplus has also grown to $6.7 billion, up from $6.1 billion last year -- reflecting the strength and resilience of a model built to support members over the long term.

You can see this strength in action in the 2025 Year in Review and Annual Report. Explore key highlights from the past year and how the Plan continues to support your long-term retirement security.

If you’d like to learn more, you can also view the latest valuation results for a deeper look at CAAT’s financial health and the strength behind your pension.

Your voice matters, especially when it comes to your retirement.

This June, watch for a link to our annual survey. It takes just a few minutes, and your feedback helps us continue improving the support and services you rely on.

Our popular spring sessions are back, so you can refresh your pension knowledge with the latest information. Led by pension experts, these free online sessions help you stay up to date and make informed decisions about your pension and the chance to ask questions along the way.

What's new: shorter, 30-minute sessions alongside our regular sessions, making it easier to learn key topics like GROWTHplus and survivor benefits in less time. 

Visit the member learning page to register and learn more. As you plan ahead, you can also use our pension estimator tool to see what your projected retirement income could look like at different ages.

Multi-Factor Authentication (MFA) adds an extra layer of security and is required to access your My Pension account and helps protect your pension information. It helps ensure only you can access your pension details by requiring a unique verification code each time you sign in.

If you haven’t enabled MFA yet, set it up now for quick, secure access.

Your annual pension statement is now available online or will be mailed soon if you’ve chosen paper delivery. Once MFA is set up, you can securely access your statement anytime through your My Pension account, explore your pension history while you’ve been a CAAT member, along with Annual Insights, and use tools to help you plan for retirement.

Your statement is designed to make important details easy to find. It shows the pension you’ve earned up to December 31, 2025, along with your contributions.

Step-by-step videos can help you understand what you’re seeing:

• How to read your DBprime statement
• How to read your DBplus statement

You can also explore interactive graphs and your pension history on the Annual Insights page in your My Pension account.

If you have a GROWTHplus account, you’ll receive that statement separately.

Take a few minutes to review your statement and confirm your personal information is up to date so everything stays on track for your future retirement income.